| Agricultural financing experience is intended to enable participants understand the fundamentals underlying Agricultural lending. It is designed in a simplified form targeting operational and marketing levels in financial institutions with or without Agricultural sciences
training. The course delivered by experts in agribusiness and bankers with Agricultural financing experience
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This course is suitable for:
• Loan officers
• Other employees of banks / financial services involved in agricultural lending; credit analysts & administrators assessing or managing agribusiness cases
• Relationship officers/manager
• Technical staff involved in agricultural credit (e.g., agronomists & agricultural engineers).
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The course is designed to cover the following:
• Introduction to agricultural production;
Fundamentals of agricultural production;
• Fundamentals of livestock production;
• Dairy production cycle in Uganda and how to assess a dairy farm; Sources of information on agricultural & livestock production;
• Agricultural value chains’ complexities
• Production Cycles (crop?) and how to assess the farm;
• Collection of data on agro? businesses
• Field visits; collection of data & analysis;
• Agricultural credit cycles;
• Acquisition of agricultural clients;
• Collection of information from agricultural clients;
• Preparation and interpretation of the balance sheet, profit and loss, and cash flow of an agricultural business;
• Interpretation of financial ratios on agricultural cases;
• Approaches for monitoring and recovery of agricultural cases.
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Upon completion, participants shall be able to:
• Have a practical approach to client identification and selection, tools and techniques in agribusiness appraisal, enterprise unique characteristics (crops, animals, fisheries and forestry)
• Demonstrate knowledge and understanding of agricultural loan structuring, primers of agricultural loan monitoring and collection and client retention strategies.
• For banks the training will increase agribusiness asset and liability portfolio as staff will be better equipped to identify and source the right opportunities
• The training will also reduce risk exposure of the bank as staff will be more technically equipped.
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